{"id":3674,"date":"2026-01-27T18:19:36","date_gmt":"2026-01-27T09:19:36","guid":{"rendered":"https:\/\/tokiomarinenichido.co.jp\/?p=3674"},"modified":"2026-02-02T14:20:23","modified_gmt":"2026-02-02T05:20:23","slug":"three-essential-preparations-to-avoid-travel-insurance-disputes-among-friends-before-purchasing-tokio-marine-nichidos-overseas-travel-insurance","status":"publish","type":"post","link":"https:\/\/tokiomarinenichido.co.jp\/en\/three-essential-preparations-to-avoid-travel-insurance-disputes-among-friends-before-purchasing-tokio-marine-nichidos-overseas-travel-insurance\/","title":{"rendered":"Is it safe for my friends? Three preparations to prevent travel insurance problems among friends that you must check before purchasing Tokio Marine &amp; Nichido's overseas travel insurance."},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_72 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">table of contents<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"#\" data-href=\"https:\/\/tokiomarinenichido.co.jp\/en\/three-essential-preparations-to-avoid-travel-insurance-disputes-among-friends-before-purchasing-tokio-marine-nichidos-overseas-travel-insurance\/#%e5%8f%8b%e9%81%94%e3%81%a8%e6%b5%b7%e5%a4%96%e6%97%85%e8%a1%8c%e3%81%ab%e8%a1%8c%e3%81%8f%e3%81%a8%e3%81%8d%e3%81%ae%e4%bf%9d%e9%99%ba%e3%81%ae%e5%9f%ba%e6%9c%ac\" title=\"Insurance Basics for Traveling Abroad with Friends\">Insurance Basics for Traveling Abroad with Friends<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"#\" data-href=\"https:\/\/tokiomarinenichido.co.jp\/en\/three-essential-preparations-to-avoid-travel-insurance-disputes-among-friends-before-purchasing-tokio-marine-nichidos-overseas-travel-insurance\/#%e3%81%aa%e3%81%9c%e4%bf%9d%e9%99%ba%e3%81%af%e6%9c%ac%e4%ba%ba%e3%81%a0%e3%81%91%e3%81%97%e3%81%8b%e8%a3%9c%e5%84%9f%e3%81%95%e3%82%8c%e3%81%aa%e3%81%84%e3%81%ae%e3%81%8b\" title=\"Why does the insurance only cover the individual?\">Why does the insurance only cover the individual?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"#\" data-href=\"https:\/\/tokiomarinenichido.co.jp\/en\/three-essential-preparations-to-avoid-travel-insurance-disputes-among-friends-before-purchasing-tokio-marine-nichidos-overseas-travel-insurance\/#%e5%8f%8b%e4%ba%ba%e3%81%a8%e6%97%85%e8%a1%8c%e3%81%99%e3%82%8b%e5%a0%b4%e5%90%88%e3%81%ae%e6%b3%a8%e6%84%8f%e7%82%b9%e3%81%ab%e3%81%a4%e3%81%84%e3%81%a6\" title=\"What to expect when traveling with friends\">What to expect when traveling with friends<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"#\" data-href=\"https:\/\/tokiomarinenichido.co.jp\/en\/three-essential-preparations-to-avoid-travel-insurance-disputes-among-friends-before-purchasing-tokio-marine-nichidos-overseas-travel-insurance\/#%e3%83%bb%e5%8f%8b%e9%81%94%e3%82%82%e5%bf%85%e3%81%9a%e5%8a%a0%e5%85%a5%e3%81%99%e3%82%8b\" title=\"Friends are always welcome to join.\">Friends are always welcome to join.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"#\" data-href=\"https:\/\/tokiomarinenichido.co.jp\/en\/three-essential-preparations-to-avoid-travel-insurance-disputes-among-friends-before-purchasing-tokio-marine-nichidos-overseas-travel-insurance\/#%e3%83%bb%e8%a3%9c%e5%84%9f%e5%86%85%e5%ae%b9%e3%82%92%e4%ba%8b%e5%89%8d%e3%81%ab%e3%81%99%e3%82%8a%e5%90%88%e3%82%8f%e3%81%9b%e3%82%8b\" title=\"Match coverage details in advance.\">Match coverage details in advance.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"#\" data-href=\"https:\/\/tokiomarinenichido.co.jp\/en\/three-essential-preparations-to-avoid-travel-insurance-disputes-among-friends-before-purchasing-tokio-marine-nichidos-overseas-travel-insurance\/#%e3%83%bb%e7%b7%8a%e6%80%a5%e6%99%82%e3%81%ae%e3%82%b5%e3%83%9d%e3%83%bc%e3%83%88%e4%bd%93%e5%88%b6%e3%82%92%e5%85%b1%e6%9c%89%e3%81%99%e3%82%8b\" title=\"Share emergency support systems\">Share emergency support systems<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"#\" data-href=\"https:\/\/tokiomarinenichido.co.jp\/en\/three-essential-preparations-to-avoid-travel-insurance-disputes-among-friends-before-purchasing-tokio-marine-nichidos-overseas-travel-insurance\/#%e3%82%b0%e3%83%ab%e3%83%bc%e3%83%97%e6%97%85%e8%a1%8c%e3%81%ae%e5%a0%b4%e5%90%88%e3%81%ae%e6%b3%a8%e6%84%8f%e7%82%b9\" title=\"Notes for group travel\">Notes for group travel<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"#\" data-href=\"https:\/\/tokiomarinenichido.co.jp\/en\/three-essential-preparations-to-avoid-travel-insurance-disputes-among-friends-before-purchasing-tokio-marine-nichidos-overseas-travel-insurance\/#%e6%97%85%e8%a1%8c%e5%89%8d%e3%81%ab%e3%82%84%e3%81%a3%e3%81%a6%e3%81%8a%e3%81%8f%e3%81%a8%e5%ae%89%e5%bf%83%e3%81%aa%e6%ba%96%e5%82%99\" title=\"Preparation you should do before your trip\">Preparation you should do before your trip<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"#\" data-href=\"https:\/\/tokiomarinenichido.co.jp\/en\/three-essential-preparations-to-avoid-travel-insurance-disputes-among-friends-before-purchasing-tokio-marine-nichidos-overseas-travel-insurance\/#%e3%81%be%e3%81%a8%e3%82%81\" title=\"summary\">summary<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e5%8f%8b%e9%81%94%e3%81%a8%e6%b5%b7%e5%a4%96%e6%97%85%e8%a1%8c%e3%81%ab%e8%a1%8c%e3%81%8f%e3%81%a8%e3%81%8d%e3%81%ae%e4%bf%9d%e9%99%ba%e3%81%ae%e5%9f%ba%e6%9c%ac\"><\/span>Insurance Basics for Traveling Abroad with Friends<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"918\" src=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2026\/01\/three-essential-preparations-to-avoid-travel-insurance-disputes-among-friends-before-purchasing-tokio-marine-nichidos-overseas-travel-insurance-01-1024x918.jpg\" alt=\"\" class=\"wp-image-3691\" style=\"width:300px\" srcset=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2026\/01\/three-essential-preparations-to-avoid-travel-insurance-disputes-among-friends-before-purchasing-tokio-marine-nichidos-overseas-travel-insurance-01-1024x918.jpg 1024w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2026\/01\/three-essential-preparations-to-avoid-travel-insurance-disputes-among-friends-before-purchasing-tokio-marine-nichidos-overseas-travel-insurance-01-300x269.jpg 300w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2026\/01\/three-essential-preparations-to-avoid-travel-insurance-disputes-among-friends-before-purchasing-tokio-marine-nichidos-overseas-travel-insurance-01-768x688.jpg 768w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2026\/01\/three-essential-preparations-to-avoid-travel-insurance-disputes-among-friends-before-purchasing-tokio-marine-nichidos-overseas-travel-insurance-01-13x12.jpg 13w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2026\/01\/three-essential-preparations-to-avoid-travel-insurance-disputes-among-friends-before-purchasing-tokio-marine-nichidos-overseas-travel-insurance-01.jpg 1206w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p>There is nothing like spending time planning a trip with good friends.<\/p>\n\n\n\n<p>However, as the travel date approaches, you may be wondering, \"Will I be able to protect my friends who are going with me if I have more coverage on my own policy?\" The question may arise, \"Will I be able to protect my friends who are going with me if I have more insurance coverage for myself?<\/p>\n\n\n\n<p>Trouble in a strange land can occur at unpredictable times. It is natural to feel anxious. However, as it turns out, the only thing that is covered by overseas travel insurance is \"the cost of the insurance policy.<strong>Only you (you, the insured person) who applied at the time of contracting<\/strong>The \"M\" will be \"M\".<\/p>\n\n\n\n<p>Simply put, even if your best friend were to suffer an injury or sudden illness while traveling, your own travel insurance would not be able to cover the cost of his or her treatment.<\/p>\n\n\n\n<p>Imagine a situation like this.<\/p>\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">I was at the luggage counter at the airport when a friend of mine broke his leg trying to avoid a suitcase.<br>I was having lunch at a local cafe when my friend's precious phone was stolen.<br>I arrived at the spot and was taking pictures with my digital camera when it slipped off my hand and broke the unit.<\/mark><\/strong><\/p>\n\n\n\n<p>When a problem like the one described above occurs, \"your insurance policy as a third party\" will not take the place of your friend's insurance. Conversely, if your friend does not have insurance, he or she will have no choice but to pay all the expensive local medical expenses on his or her own and deal with the hospital in English, which he or she is not accustomed to.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e3%81%aa%e3%81%9c%e4%bf%9d%e9%99%ba%e3%81%af%e6%9c%ac%e4%ba%ba%e3%81%a0%e3%81%91%e3%81%97%e3%81%8b%e8%a3%9c%e5%84%9f%e3%81%95%e3%82%8c%e3%81%aa%e3%81%84%e3%81%ae%e3%81%8b\"><\/span>Why does the insurance only cover the individual?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/07\/travel-insurance-recommended-for-japanese-living-abroad-for-temporary-return-to-japan-02-1024x768.png\" alt=\"\" class=\"wp-image-2716\" style=\"width:300px\" srcset=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/07\/travel-insurance-recommended-for-japanese-living-abroad-for-temporary-return-to-japan-02-1024x768.png 1024w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/07\/travel-insurance-recommended-for-japanese-living-abroad-for-temporary-return-to-japan-02-300x225.png 300w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/07\/travel-insurance-recommended-for-japanese-living-abroad-for-temporary-return-to-japan-02-768x576.png 768w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/07\/travel-insurance-recommended-for-japanese-living-abroad-for-temporary-return-to-japan-02-1536x1152.png 1536w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/07\/travel-insurance-recommended-for-japanese-living-abroad-for-temporary-return-to-japan-02-2048x1536.png 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p>To begin with, the basic insurance system is based on a precise calculation of the \"risk that the person who has signed the contract\". Therefore, if one person's policy extends coverage to friends around him or her, the probability of accidents and illnesses cannot be predicted. This is why even close friends (and even family members) are required to purchase insurance individually as travelers. Please picture a situation where a friend has a sudden fever and is examined by an interpreter while being confused by the local language.<\/p>\n\n\n\n<p>Your insurance cannot pay for your friend's medical bills, so he or she must file the claim with his or her own insurance. Understanding this \"line of responsibility\" in advance may be the wisdom to act quickly in the event of an emergency.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e5%8f%8b%e4%ba%ba%e3%81%a8%e6%97%85%e8%a1%8c%e3%81%99%e3%82%8b%e5%a0%b4%e5%90%88%e3%81%ae%e6%b3%a8%e6%84%8f%e7%82%b9%e3%81%ab%e3%81%a4%e3%81%84%e3%81%a6\"><\/span>What to expect when traveling with friends<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Preparation before departure is the biggest key to avoid making your trip a sad memory. Let's make it a prerequisite that all travelers have adequate travel insurance. I will briefly summarize one point at a time below.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e3%83%bb%e5%8f%8b%e9%81%94%e3%82%82%e5%bf%85%e3%81%9a%e5%8a%a0%e5%85%a5%e3%81%99%e3%82%8b\"><\/span>Friends are always welcome to join.<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"957\" height=\"753\" src=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/07\/travel-insurance-recommended-for-japanese-living-abroad-for-temporary-return-to-japan-07.png\" alt=\"\" class=\"wp-image-2721\" style=\"width:300px\" srcset=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/07\/travel-insurance-recommended-for-japanese-living-abroad-for-temporary-return-to-japan-07.png 957w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/07\/travel-insurance-recommended-for-japanese-living-abroad-for-temporary-return-to-japan-07-300x236.png 300w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/07\/travel-insurance-recommended-for-japanese-living-abroad-for-temporary-return-to-japan-07-768x604.png 768w\" sizes=\"auto, (max-width: 957px) 100vw, 957px\" \/><\/figure><\/div>\n\n\n<p>The basic premise is that your friend must purchase travel insurance.<\/p>\n\n\n\n<p>With Tokio Marine &amp; Nichido's overseas travel insurance, you can easily complete the application online with just one smartphone, so the procedure is quick and easy. The conditions for enrollment are as follows.<\/p>\n\n\n\n<p><strong>\uff1cTerms and Conditions<\/strong><br>Individuals who are at least 18 years old<br>Credit card in the name of the individual<br>Email address required<\/p>\n\n\n\n<p>Since this is an overseas travel insurance policy, \"the trip must be from within Japan to outside Japan\" is required.<\/p>\n\n\n\n<p>And remember the following<\/p>\n\n\n\n<p><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\"><strong>Must reside in Japan<\/strong><br><strong>Do not engage in dangerous physical activity.<\/strong><br><strong>Application is not accepted after departure from overseas.<\/strong><\/mark><\/p>\n\n\n\n<p>For family members, a representative often applies for all members of the family on behalf of all members of the family. However, for short-term insurance, each person is required to apply for one policy, so you will need to complete the necessary procedures on the web for the number of people in your family. Therefore, we basically recommend that you apply in person.<\/p>\n\n\n\n<p>However, depending on the situation, some of your friends may be able to complete the process on your behalf. Nowadays, a \"single smartphone\" is all you need to complete the process quickly, so you can send them the link.<\/p>\n\n\n\n<p>Click here for the URL dedicated to the application<br><a href=\"https:\/\/wcs.tokiomarine-nichido.co.jp\/mfa_mypage\/marine-passport\/app_insurance\/os_rp\/st_accept?uk=1&amp;cd=39C20191T9074#\/\">https:\/\/wcs.tokiomarine-nichido.co.jp\/mfa_mypage\/marine-passport\/app_insurance\/os_rp\/st_accept?uk=1&amp;cd=39C20191T9074#\/<\/a><\/p>\n\n\n\n<p>Please reconfirm with all members before departure to make sure that everyone has joined the program.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e3%83%bb%e8%a3%9c%e5%84%9f%e5%86%85%e5%ae%b9%e3%82%92%e4%ba%8b%e5%89%8d%e3%81%ab%e3%81%99%e3%82%8a%e5%90%88%e3%82%8f%e3%81%9b%e3%82%8b\"><\/span>Match coverage details in advance.<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"614\" src=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/07\/reverse-travel-insurance-is-recommended-for-japanese-insurance-companies-rather-than-overseas-travel-insurance-03-1024x614.png\" alt=\"\" class=\"wp-image-2542\" style=\"width:300px\" srcset=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/07\/reverse-travel-insurance-is-recommended-for-japanese-insurance-companies-rather-than-overseas-travel-insurance-03-1024x614.png 1024w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/07\/reverse-travel-insurance-is-recommended-for-japanese-insurance-companies-rather-than-overseas-travel-insurance-03-300x180.png 300w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/07\/reverse-travel-insurance-is-recommended-for-japanese-insurance-companies-rather-than-overseas-travel-insurance-03-768x461.png 768w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/07\/reverse-travel-insurance-is-recommended-for-japanese-insurance-companies-rather-than-overseas-travel-insurance-03-1536x922.png 1536w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/07\/reverse-travel-insurance-is-recommended-for-japanese-insurance-companies-rather-than-overseas-travel-insurance-03.png 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p>Once you have successfully enrolled, the next step is to review the coverage again.<\/p>\n\n\n\n<p>In many cases, medical expenses overseas are much more expensive than in Japan. It would make a difference to your peace of mind if you know the extent to which you are covered not only for medical expenses, but also for liability in case you break someone else's property or damage to personal belongings in case your belongings are stolen.<\/p>\n\n\n\n<p>For example, if your friend drops his\/her phone at a caf\u00e9 and breaks the screen, your insurance will cover part of the repair cost if your friend himself\/herself is covered by the personal effects damage policy. If you yourself break your friend's camera, for example, your own insurance will be just as useful. By knowing each other's coverage, you can be sure of your responsibility in the event of an accident.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e3%83%bb%e7%b7%8a%e6%80%a5%e6%99%82%e3%81%ae%e3%82%b5%e3%83%9d%e3%83%bc%e3%83%88%e4%bd%93%e5%88%b6%e3%82%92%e5%85%b1%e6%9c%89%e3%81%99%e3%82%8b\"><\/span>Share emergency support systems<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/07\/tokio-omotenashi-policy-recommended-for-insurance-during-your-stay-in-japan-icon-5.png\" alt=\"\" class=\"wp-image-2881\" srcset=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/07\/tokio-omotenashi-policy-recommended-for-insurance-during-your-stay-in-japan-icon-5.png 200w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/07\/tokio-omotenashi-policy-recommended-for-insurance-during-your-stay-in-japan-icon-5-150x150.png 150w\" sizes=\"auto, (max-width: 200px) 100vw, 200px\" \/><\/figure><\/div>\n\n\n<p>When a friend suffers an accident or illness, it should only be handled based on the friend's own contract. However, \"emotional support\" from you as a friend, such as calling the insurance company's Japanese-language support desk or checking directions to the hospital, would be of great help. This is also important because the person who has been injured is anxious.<\/p>\n\n\n\n<p>Lend a shoulder to a friend who has a broken leg at the destination airport, head to the hospital, and discuss the future course of action with the insurance company ahead of time in between medical examinations. Your support will be most reassuring and reassuring to your friend who is anxious about the language barrier and unfamiliar procedures.<\/p>\n\n\n\n<p>In that sense, sharing emergency contact information and PDF documents of insurance policies in group chats, etc. before the trip will enable quick coordination in case of emergency.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e3%82%b0%e3%83%ab%e3%83%bc%e3%83%97%e6%97%85%e8%a1%8c%e3%81%ae%e5%a0%b4%e5%90%88%e3%81%ae%e6%b3%a8%e6%84%8f%e7%82%b9\"><\/span>Notes for group travel<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>If you are traveling with a large group, make sure that everyone has completed the procedure.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e6%97%85%e8%a1%8c%e5%89%8d%e3%81%ab%e3%82%84%e3%81%a3%e3%81%a6%e3%81%8a%e3%81%8f%e3%81%a8%e5%ae%89%e5%bf%83%e3%81%aa%e6%ba%96%e5%82%99\"><\/span>Preparation you should do before your trip<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"841\" height=\"1024\" src=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/07\/pdf-icon-841x1024.png\" alt=\"\" class=\"wp-image-2945\" style=\"width:100px\" srcset=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/07\/pdf-icon-841x1024.png 841w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/07\/pdf-icon-247x300.png 247w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/07\/pdf-icon-768x935.png 768w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/07\/pdf-icon.png 848w\" sizes=\"auto, (max-width: 841px) 100vw, 841px\" \/><\/figure><\/div>\n\n\n<p>The insurance policy can be saved in a photo, such as a screenshot on a smartphone or a PDF file, so that it can be immediately presented at the hospital reception desk in case of emergency.<\/p>\n\n\n\n<p>It should be easy for everyone to see which plan you are on by making your subscription status visible, so that you can be contacted and processed in the event of an emergency.<\/p>\n\n\n\n<p>Simply using a simulation such as, \"If I break my leg,\" or \"If someone steals my wallet at a caf\u00e9,\" as a topic of conversation will speed up the response to any problems that may arise.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e3%81%be%e3%81%a8%e3%82%81\"><\/span>summary<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>To make an overseas trip with friends an enjoyable and memorable experience, it may be important for all participants to have their own travel insurance, not just one of you.<\/p>\n\n\n\n<p>If you go ahead with the plan without assuming that there will be problems, saying, \"My friends are with me, so I'll be fine,\" you run the risk of having to take action.<\/p>\n\n\n\n<p>Only by making sure everyone is covered and sharing emergency contact information will you be prepared to enjoy your trip wholeheartedly. Tokio Marine &amp; Nichido's overseas travel insurance can be easily processed online at any time.<\/p>\n\n\n\n<p>Before you pack your trunk, you need to make sure that you have a \"<strong>All participants must be enrolled in the program.<\/strong>We heartily recommend \"Travel Insurance\". Travel insurance is a good defense against the unexpected. Please consider purchasing it.<\/p>\n\n\n\n<table id=\"detailcompanyinfo3501\">\n<tbody>\n<tr>\n<th>Contact Us<\/th>\n<\/tr>\n<tr>\n<td>\u25bc Tokio Marine &amp; Nichido Customer Center<br>\nEmail address web-admin735@tmnf.jp<br>\nBusiness hours 9:00-17:00 Monday-Friday (except national holidays and year-end and New Year holidays)\n<\/td>\n<\/tr>\n<tr>\n<th>Agents<\/th>\n<\/tr>\n<tr>\n<td>Daikou Insurance Service Co.<br>\nEmail address daikou@skyblue.ocn.ne.jp<\/td>\n<\/tr>\n<\/tbody>\n<\/table>","protected":false},"excerpt":{"rendered":"\u53cb\u9054\u3068\u6d77\u5916\u65c5\u884c\u306b\u884c\u304f\u3068\u304d\u306e\u4fdd\u967a\u306e\u57fa\u672c \u4ef2\u306e\u826f\u3044\u53cb\u4eba\u3068\u65c5\u884c\u8a08\u753b\u3092\u7acb\u3066\u308b\u6642\u9593\u306f\u4f55\u306b\u3082\u304b\u3048\u304c\u305f\u3044\u697d\u3057\u3055\u304c\u3042\u308a\u307e\u3059\u3088\u306d [&hellip;]","protected":false},"author":1,"featured_media":3678,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[],"class_list":["post-3674","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tokio-marine-full-range-of-services"],"_links":{"self":[{"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/posts\/3674","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/comments?post=3674"}],"version-history":[{"count":0,"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/posts\/3674\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/media\/3678"}],"wp:attachment":[{"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/media?parent=3674"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/categories?post=3674"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/tags?post=3674"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}