{"id":765,"date":"2024-04-11T17:00:00","date_gmt":"2024-04-11T08:00:00","guid":{"rendered":"https:\/\/tokiomarinenichido.co.jp\/?p=765"},"modified":"2024-04-15T14:02:40","modified_gmt":"2024-04-15T05:02:40","slug":"difference-between-incidental-use-and-automatic-use","status":"publish","type":"post","link":"https:\/\/tokiomarinenichido.co.jp\/en\/difference-between-incidental-use-and-automatic-use\/","title":{"rendered":"Difference between automatic and supplementary overseas travel insurance included with credit cards"},"content":{"rendered":"<p>First-time international travelers are both excited and anxious. Some people are so excited that they could hardly sleep from the day before, while others can sleep soundly without any anxiety. What is common for people who are used to traveling abroad may be \"unknown\" to beginners, so it may be a relief to learn one thing at a time.<\/p>\n\n\n\n<p>Today, we would like to introduce the difference between automatic and supplementary overseas travel insurance policies attached to credit cards. Please note that this is a general explanation as the details vary depending on the credit card company.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_72 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">table of contents<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"#\" data-href=\"https:\/\/tokiomarinenichido.co.jp\/en\/difference-between-incidental-use-and-automatic-use\/#%e3%82%af%e3%83%ac%e3%82%b8%e3%83%83%e3%83%88%e3%82%ab%e3%83%bc%e3%83%89%e4%bb%98%e5%b1%9e%e3%81%ae%e6%b5%b7%e5%a4%96%e6%97%85%e8%a1%8c%e4%bf%9d%e9%99%ba%e3%81%ab%e3%81%82%e3%82%8b%e8%87%aa%e5%8b%95%e4%bb%98%e5%b8%af%e3%81%a8%e5%88%a9%e7%94%a8%e4%bb%98%e5%b8%af%e3%81%ae%e9%81%95%e3%81%84\" title=\"Difference between automatic and supplementary overseas travel insurance included with credit cards\">Difference between automatic and supplementary overseas travel insurance included with credit cards<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"#\" data-href=\"https:\/\/tokiomarinenichido.co.jp\/en\/difference-between-incidental-use-and-automatic-use\/#%e3%80%8c%e8%87%aa%e5%8b%95%e4%bb%98%e5%b8%af%e3%80%8d%e3%81%a8%e3%80%8c%e5%88%a9%e7%94%a8%e4%bb%98%e5%b8%af%e3%80%8d%e3%81%ae%e9%81%95%e3%81%84\" title=\"Difference between &quot;automatic&quot; and &quot;incidental use\">Difference between \"automatic\" and \"incidental use<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"#\" data-href=\"https:\/\/tokiomarinenichido.co.jp\/en\/difference-between-incidental-use-and-automatic-use\/#%e3%82%af%e3%83%ac%e3%82%b8%e3%83%83%e3%83%88%e3%82%ab%e3%83%bc%e3%83%89%e4%bb%98%e5%b1%9e%e3%81%ae%e6%b5%b7%e5%a4%96%e6%97%85%e8%a1%8c%e4%bf%9d%e9%99%ba%e3%81%ab%e4%bf%9d%e9%99%ba%e6%96%99%e3%81%af%e3%81%8b%e3%81%8b%e3%82%8b%e3%81%ae%e3%81%8b%ef%bc%9f\" title=\"Is there a premium for travel insurance included with the credit card?\">Is there a premium for travel insurance included with the credit card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"#\" data-href=\"https:\/\/tokiomarinenichido.co.jp\/en\/difference-between-incidental-use-and-automatic-use\/#%e8%a3%9c%e5%84%9f%e3%81%8c%e5%a7%8b%e3%81%be%e3%82%8b%e3%82%bf%e3%82%a4%e3%83%9f%e3%83%b3%e3%82%b0%e3%81%a8%e4%bf%9d%e9%99%ba%e6%9c%9f%e9%96%93\" title=\"When coverage begins and the duration of the policy\">When coverage begins and the duration of the policy<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"#\" data-href=\"https:\/\/tokiomarinenichido.co.jp\/en\/difference-between-incidental-use-and-automatic-use\/#%e3%81%be%e3%81%a8%e3%82%81\" title=\"summary\">summary<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e3%82%af%e3%83%ac%e3%82%b8%e3%83%83%e3%83%88%e3%82%ab%e3%83%bc%e3%83%89%e4%bb%98%e5%b1%9e%e3%81%ae%e6%b5%b7%e5%a4%96%e6%97%85%e8%a1%8c%e4%bf%9d%e9%99%ba%e3%81%ab%e3%81%82%e3%82%8b%e8%87%aa%e5%8b%95%e4%bb%98%e5%b8%af%e3%81%a8%e5%88%a9%e7%94%a8%e4%bb%98%e5%b8%af%e3%81%ae%e9%81%95%e3%81%84\"><\/span>Difference between automatic and supplementary overseas travel insurance included with credit cards<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Did you know that there are two types of travel insurance attached to credit cards: \"automatic\" and \"supplementary\"? Naturally, the contents of each are different.<\/p>\n\n\n\n<div class=\"wp-block-liquid-speech-balloon liquid-speech-balloon-wrap liquid-speech-balloon-08 liquid-speech-balloon-right  liquid-speech-balloon-short\"><div class=\"liquid-speech-balloon-avatar\"><\/div><div class=\"liquid-speech-balloon-text\"><p>I'm ashamed to say I had no idea...<br>Please take this opportunity to let us know. m(_ _)m<\/p><div class=\"liquid-speech-balloon-arrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-liquid-speech-balloon liquid-speech-balloon-wrap liquid-speech-balloon-00  liquid-speech-balloon-short\"><div class=\"liquid-speech-balloon-avatar\"><\/div><div class=\"liquid-speech-balloon-text\"><p>Of course, please leave it to me!<\/p><div class=\"liquid-speech-balloon-arrow\"><\/div><\/div><\/div>\n\n\n\n<p>I'll start with a quick summary of both characteristics below.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e3%80%8c%e8%87%aa%e5%8b%95%e4%bb%98%e5%b8%af%e3%80%8d%e3%81%a8%e3%80%8c%e5%88%a9%e7%94%a8%e4%bb%98%e5%b8%af%e3%80%8d%e3%81%ae%e9%81%95%e3%81%84\"><\/span>Difference between \"automatic\" and \"incidental use<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/difference-between-incidental-use-and-automatic-use-02-1024x768.jpg\" alt=\"\" class=\"wp-image-880\" style=\"width:320px\" srcset=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/difference-between-incidental-use-and-automatic-use-02-1024x768.jpg 1024w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/difference-between-incidental-use-and-automatic-use-02-300x225.jpg 300w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/difference-between-incidental-use-and-automatic-use-02-768x576.jpg 768w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/difference-between-incidental-use-and-automatic-use-02-1536x1152.jpg 1536w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/difference-between-incidental-use-and-automatic-use-02.jpg 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p>The premise is that credit cards generally come with one or the other. Simply put, it is the overseas travel insurance coverage that is automatically provided with the card.<\/p>\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-luminous-vivid-orange-color\">\u25bc Automatic<\/mark><\/strong><br>Overseas travel coverage that can be received simply by holding a credit card with no coverage requirements.<\/p>\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">\u25bc Incidental to use<\/mark><\/strong><br>Overseas travel compensation received when applicable conditions are met, such as payment of travel and transportation expenses.<\/p>\n\n\n\n<p>If anything, it's more like \"<strong>Fewer credit cards come with automatic<\/strong>\". Automatic coverage is a sense of security\" in that you are compensated even if you don't use it.<\/p>\n\n\n\n<p>In other words, just by issuing and holding a credit card, you become eligible for overseas travel insurance.&nbsp;<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-luminous-vivid-orange-color\">Automatically attached (e.g. to a credit card)<\/mark><\/strong>\u00a0the travel insurance is available on the condition that the cost of transportation to and from the country of departure and the trip itself are paid for with a credit card at the Travel Insurance.<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">&nbsp;Incidental (collateral) use<\/mark><\/strong>.<\/p>\n\n\n\n<div class=\"wp-block-liquid-speech-balloon liquid-speech-balloon-wrap liquid-speech-balloon-01 liquid-speech-balloon-right  liquid-speech-balloon-short\"><div class=\"liquid-speech-balloon-avatar\"><\/div><div class=\"liquid-speech-balloon-text\"><p>I see. Which is the card I have?<\/p><div class=\"liquid-speech-balloon-arrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-liquid-speech-balloon liquid-speech-balloon-wrap liquid-speech-balloon-00\"><div class=\"liquid-speech-balloon-avatar\"><\/div><div class=\"liquid-speech-balloon-text\"><p>It depends on the card you have, so it's safe to check the details.<\/p><div class=\"liquid-speech-balloon-arrow\"><\/div><\/div><\/div>\n\n\n\n<p>Strictly speaking, some credit card companies have a policy called \"<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-light-green-cyan-color\">Basically, usage is incidental, and some is automatic.<\/mark><\/strong>&nbsp;There are credit cards that offer both, such as the \"American Express\" and the \"American Express\", so you are not limited to one or the other.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e3%82%af%e3%83%ac%e3%82%b8%e3%83%83%e3%83%88%e3%82%ab%e3%83%bc%e3%83%89%e4%bb%98%e5%b1%9e%e3%81%ae%e6%b5%b7%e5%a4%96%e6%97%85%e8%a1%8c%e4%bf%9d%e9%99%ba%e3%81%ab%e4%bf%9d%e9%99%ba%e6%96%99%e3%81%af%e3%81%8b%e3%81%8b%e3%82%8b%e3%81%ae%e3%81%8b%ef%bc%9f\"><\/span>Is there a premium for travel insurance included with the credit card?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Even if it is an automatic or a supplementary insurance policy, there is basically no additional premium.<\/p>\n\n\n\n<div class=\"wp-block-liquid-speech-balloon liquid-speech-balloon-wrap liquid-speech-balloon-07 liquid-speech-balloon-right  liquid-speech-balloon-short\"><div class=\"liquid-speech-balloon-avatar\"><\/div><div class=\"liquid-speech-balloon-text\"><p>So, if you have the card, you can travel abroad with peace of mind.<\/p><div class=\"liquid-speech-balloon-arrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-liquid-speech-balloon liquid-speech-balloon-wrap liquid-speech-balloon-00\"><div class=\"liquid-speech-balloon-avatar\"><\/div><div class=\"liquid-speech-balloon-text\"><p>That's right. However, coverage varies among credit card companies, and the extent of coverage is not standardized, so it is necessary to check in advance.<\/p><div class=\"liquid-speech-balloon-arrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-liquid-speech-balloon liquid-speech-balloon-wrap liquid-speech-balloon-01 liquid-speech-balloon-right  liquid-speech-balloon-short\"><div class=\"liquid-speech-balloon-avatar\"><\/div><div class=\"liquid-speech-balloon-text\"><p>By the way, what about the \"insurance period\"?<\/p><div class=\"liquid-speech-balloon-arrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-liquid-speech-balloon liquid-speech-balloon-wrap liquid-speech-balloon-00  liquid-speech-balloon-short\"><div class=\"liquid-speech-balloon-avatar\"><\/div><div class=\"liquid-speech-balloon-text\"><p>As for when the insurance period starts, it's different for each.<\/p><div class=\"liquid-speech-balloon-arrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-liquid-speech-balloon liquid-speech-balloon-wrap liquid-speech-balloon-05 liquid-speech-balloon-right  liquid-speech-balloon-short\"><div class=\"liquid-speech-balloon-avatar\"><\/div><div class=\"liquid-speech-balloon-text\"><p>I would love to know the difference as well!<\/p><div class=\"liquid-speech-balloon-arrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-liquid-speech-balloon liquid-speech-balloon-wrap liquid-speech-balloon-00  liquid-speech-balloon-short\"><div class=\"liquid-speech-balloon-avatar\"><\/div><div class=\"liquid-speech-balloon-text\"><p>OK, I'll just mention it since I'm here.<\/p><div class=\"liquid-speech-balloon-arrow\"><\/div><\/div><\/div>\n\n\n\n<p>Next, I will explain the duration of coverage and when it begins.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e8%a3%9c%e5%84%9f%e3%81%8c%e5%a7%8b%e3%81%be%e3%82%8b%e3%82%bf%e3%82%a4%e3%83%9f%e3%83%b3%e3%82%b0%e3%81%a8%e4%bf%9d%e9%99%ba%e6%9c%9f%e9%96%93\"><\/span>When coverage begins and the duration of the policy<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1191\" height=\"1191\" src=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/difference-between-incidental-use-and-automatic-use-03.jpg\" alt=\"\" class=\"wp-image-879\" style=\"width:320px\" srcset=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/difference-between-incidental-use-and-automatic-use-03.jpg 1191w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/difference-between-incidental-use-and-automatic-use-03-300x300.jpg 300w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/difference-between-incidental-use-and-automatic-use-03-1024x1024.jpg 1024w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/difference-between-incidental-use-and-automatic-use-03-150x150.jpg 150w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/difference-between-incidental-use-and-automatic-use-03-768x768.jpg 768w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/difference-between-incidental-use-and-automatic-use-03-250x250.jpg 250w\" sizes=\"auto, (max-width: 1191px) 100vw, 1191px\" \/><\/figure><\/div>\n\n\n<p>The automatic addition is \"<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">When you leave your home for a trip abroad<\/mark><\/strong>&nbsp;is a start.<\/p>\n\n\n\n<p>On the other hand, the use incidental is \"not<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-purple-color\">\uff08When you depart from home on an overseas trip (subject to applicable conditions)<\/mark><\/strong>\" or \"<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-purple-color\">When applicable conditions are met after leaving home<\/mark><\/strong>\u00a0it's either \"I'm not sure which of the two\".<\/p>\n\n\n\n<p>And \"use incidental\" is different from \"automatic\".<strong>\"Applicable Conditions.\"<\/strong>&nbsp;is the key.<\/p>\n\n\n\n<p>For supplementary coverage, if you have paid for public transportation fares or travel expenses by credit card prior to your departure from Japan, you are eligible for coverage.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/difference-between-incidental-use-and-automatic-use-04-1024x768.jpg\" alt=\"\" class=\"wp-image-971\" style=\"width:320px\" srcset=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/difference-between-incidental-use-and-automatic-use-04-1024x768.jpg 1024w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/difference-between-incidental-use-and-automatic-use-04-300x225.jpg 300w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/difference-between-incidental-use-and-automatic-use-04-768x576.jpg 768w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/difference-between-incidental-use-and-automatic-use-04-1536x1152.jpg 1536w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/difference-between-incidental-use-and-automatic-use-04.jpg 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p>For example, if you arrive there without ever using a credit card, get injured, and then rush to settle the bill, you can't just say, \"I'm sorry, I didn't use my credit card.\"<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">Only events after the injury are covered.<\/mark><\/strong>&nbsp;Keep in mind that the \"I\" is a \"I\".<\/p>\n\n\n\n<p>To put it simply, \"usage incidental\" requires a condition to determine whether the credit card was really used for overseas travel.<\/p>\n\n\n\n<p>However, depending on the situation, there may be cases in which the insurance is not covered by the credit card, and this is basically left to the judgment of the credit card company. Even if you have paid in advance with a credit card, if the purpose of the trip is not considered to be an overseas trip, the insurance may not be applied, and in the end, the decision is based on objective facts.<\/p>\n\n\n\n<div class=\"wp-block-liquid-speech-balloon liquid-speech-balloon-wrap liquid-speech-balloon-00  liquid-speech-balloon-short\"><div class=\"liquid-speech-balloon-avatar\"><\/div><div class=\"liquid-speech-balloon-text\"><p>It's a good idea to check the conditions for insurance coverage in advance.<\/p><div class=\"liquid-speech-balloon-arrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-liquid-speech-balloon liquid-speech-balloon-wrap liquid-speech-balloon-04 liquid-speech-balloon-right  liquid-speech-balloon-short\"><div class=\"liquid-speech-balloon-avatar\"><\/div><div class=\"liquid-speech-balloon-text\"><p>I see... I'll look into it carefully, since it's important.<\/p><div class=\"liquid-speech-balloon-arrow\"><\/div><\/div><\/div>\n\n\n\n<p>If the coverage is automatic, it is convenient to use a hospital affiliated with the insurance company for cashless treatment in the event of injury or accident at the hospital. On the other hand, if you have a supplementary coverage, you cannot use the cashless service and have to pay for the medical treatment once with your own credit card.<\/p>\n\n\n\n<p>Of course, if you have received adequate documentation of your treatment, you can apply for compensation after returning to Japan, but the extent of compensation will be judged comprehensively based on the appropriateness of the treatment and other factors.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/difference-between-incidental-use-and-automatic-use-05-1024x768.jpg\" alt=\"\" class=\"wp-image-975\" style=\"width:320px\" srcset=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/difference-between-incidental-use-and-automatic-use-05-1024x768.jpg 1024w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/difference-between-incidental-use-and-automatic-use-05-300x225.jpg 300w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/difference-between-incidental-use-and-automatic-use-05-768x576.jpg 768w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/difference-between-incidental-use-and-automatic-use-05-1536x1152.jpg 1536w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/difference-between-incidental-use-and-automatic-use-05.jpg 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p>To avoid misunderstandings and miscommunications as much as possible, we recommend that you keep documents or PDF files that can prove that you paid by credit card until the end of your trip.<\/p>\n\n\n\n<p>Please keep in mind that some credit card companies may have changed the \"automatic\" benefit to a \"supplementary benefit\" or \"supplementary benefit\" depending on the credit card company.<\/p>\n\n\n\n<div class=\"wp-block-liquid-speech-balloon liquid-speech-balloon-wrap liquid-speech-balloon-01 liquid-speech-balloon-right  liquid-speech-balloon-short\"><div class=\"liquid-speech-balloon-avatar\"><\/div><div class=\"liquid-speech-balloon-text\"><p>By the way, how long is the \"insurance period\"?<\/p><div class=\"liquid-speech-balloon-arrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-liquid-speech-balloon liquid-speech-balloon-wrap liquid-speech-balloon-00\"><div class=\"liquid-speech-balloon-avatar\"><\/div><div class=\"liquid-speech-balloon-text\"><p>Both automatic and supplementary coverage is often available for a maximum of 90 days.<\/p><div class=\"liquid-speech-balloon-arrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-liquid-speech-balloon liquid-speech-balloon-wrap liquid-speech-balloon-06 liquid-speech-balloon-right  liquid-speech-balloon-short\"><div class=\"liquid-speech-balloon-avatar\"><\/div><div class=\"liquid-speech-balloon-text\"><p>So if you were traveling abroad for more than 91 days, no...<\/p><div class=\"liquid-speech-balloon-arrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-liquid-speech-balloon liquid-speech-balloon-wrap liquid-speech-balloon-00  liquid-speech-balloon-short\"><div class=\"liquid-speech-balloon-avatar\"><\/div><div class=\"liquid-speech-balloon-text\"><p>If you plan to travel abroad for more than 91 days&nbsp;<a href=\"\/en\/service\/\">Exclusive travel insurance that we offer<\/a>&nbsp;We recommend the following services. It's the best service if you are looking for full travel insurance with full coverage for illness and injury!<\/p><div class=\"liquid-speech-balloon-arrow\"><\/div><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e3%81%be%e3%81%a8%e3%82%81\"><\/span>summary<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Today, we have explained the difference between automatic and supplementary overseas travel insurance coverage that comes with a credit card. As mentioned above, credit card companies sometimes revise their services, and you may find that your credit card is no longer covered by the \"automatic\" supplementary coverage. We recommend that you check your credit card carefully.<\/p>\n\n\n\n<p>Finally, Tokio Marine &amp; Nichido offers a variety of insurance policies that provide travelers with peace of mind and more generous coverage than credit card overseas travel insurance. Tokio Marine &amp; Nichido offers a full range of services, including inbound insurance for those who enjoy sightseeing in Japan as well as travel from Japan to overseas, and insurance for Japanese nationals who are temporarily returning to their home countries. Please consider our services.<\/p>\n\n\n\n<p>We hope this article will be of help to you.<\/p>","protected":false},"excerpt":{"rendered":"First-time international travelers are both excited and anxious. Some people are so excited that they could hardly sleep from the day before, while others are especially anxious [...].","protected":false},"author":2,"featured_media":783,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-765","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-how-overseas-travel-insurance-works"],"_links":{"self":[{"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/posts\/765","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/comments?post=765"}],"version-history":[{"count":0,"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/posts\/765\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/media\/783"}],"wp:attachment":[{"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/media?parent=765"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/categories?post=765"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/tags?post=765"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}