{"id":985,"date":"2024-04-17T09:15:00","date_gmt":"2024-04-17T00:15:00","guid":{"rendered":"https:\/\/tokiomarinenichido.co.jp\/?p=985"},"modified":"2024-04-17T09:54:44","modified_gmt":"2024-04-17T00:54:44","slug":"whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel","status":"publish","type":"post","link":"https:\/\/tokiomarinenichido.co.jp\/en\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel\/","title":{"rendered":"I'm not sure if I can just use the insurance that comes with my credit card when traveling abroad."},"content":{"rendered":"<p>The other day, he wrote, \"<a href=\"https:\/\/tokiomarinenichido.co.jp\/en\/difference-between-incidental-use-and-automatic-use\/\">Difference between automatic and supplementary overseas travel insurance included with credit cards<\/a>&nbsp;I have explained \"The following is a brief overview of the travel insurance policy that comes with your credit card. In case you missed it, the travel insurance included with credit cards does not include \"<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-cyan-color\">Two types of coverage: automatic and usage-based.<\/mark><\/strong>&nbsp;You mentioned that there was a \"one\" and that the applicable pattern and the conditions under which it could actually be used as insurance would vary depending on the situation.<\/p>\n\n\n\n<p>For more information, please click on the link above to read the article. Today, we would like to introduce the coverage of overseas travel insurance that comes with credit cards.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_72 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">table of contents<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"#\" data-href=\"https:\/\/tokiomarinenichido.co.jp\/en\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel\/#%e6%b5%b7%e5%a4%96%e6%97%85%e8%a1%8c%e6%99%82%e3%81%af%e3%82%af%e3%83%ac%e3%82%b8%e3%83%83%e3%83%88%e3%82%ab%e3%83%bc%e3%83%89%e3%81%ab%e4%bb%98%e5%b1%9e%e3%81%97%e3%81%a6%e3%81%84%e3%82%8b%e4%bf%9d%e9%99%ba%e3%81%a0%e3%81%91%e3%81%a7%e3%81%84%e3%81%84%e3%81%ae%e3%81%8b%e3%81%a9%e3%81%86%e3%81%8b%ef%bc%9f\" title=\"I&#039;m not sure if I can just use the insurance that comes with my credit card when traveling abroad.\">I'm not sure if I can just use the insurance that comes with my credit card when traveling abroad.<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"#\" data-href=\"https:\/\/tokiomarinenichido.co.jp\/en\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel\/#%e3%81%a9%e3%81%93%e3%81%be%e3%81%a7%e3%81%ae%e8%a3%9c%e5%84%9f%e7%af%84%e5%9b%b2%e3%82%92%e6%b1%82%e3%82%81%e3%82%8b%e3%81%8b%ef%bc%9f\" title=\"How much coverage do you want?\">How much coverage do you want?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"#\" data-href=\"https:\/\/tokiomarinenichido.co.jp\/en\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel\/#%e4%b8%80%e7%b7%92%e3%81%ab%e6%b5%b7%e5%a4%96%e6%97%85%e8%a1%8c%e3%82%92%e3%81%99%e3%82%8b%e5%ae%b6%e6%97%8f%e3%81%ae%e8%a3%9c%e5%84%9f\" title=\"Compensation for family members traveling abroad together\">Compensation for family members traveling abroad together<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"#\" data-href=\"https:\/\/tokiomarinenichido.co.jp\/en\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel\/#%e3%80%8c%e5%ae%b6%e6%97%8f%e3%82%ab%e3%83%bc%e3%83%89%e3%80%8d%e3%81%a8%e3%80%8c%e5%ae%b6%e6%97%8f%e7%89%b9%e7%b4%84%e3%80%8d%e3%81%ae%e9%81%95%e3%81%84\" title=\"Difference between a &quot;family card&quot; and a &quot;family clause\">Difference between a \"family card\" and a \"family clause<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"#\" data-href=\"https:\/\/tokiomarinenichido.co.jp\/en\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel\/#%e5%ae%b6%e6%97%8f%e3%82%ab%e3%83%bc%e3%83%89%e3%82%92%e6%8c%81%e3%81%a3%e3%81%a6%e3%81%84%e3%82%8b%e5%a0%b4%e5%90%88\" title=\"If you have a family card\">If you have a family card<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"#\" data-href=\"https:\/\/tokiomarinenichido.co.jp\/en\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel\/#%e3%82%ab%e3%83%bc%e3%83%89%e3%81%ab%e5%ae%b6%e6%97%8f%e7%89%b9%e7%b4%84%e3%81%ae%e8%a3%9c%e5%84%9f%e3%81%8c%e3%81%82%e3%82%8b%e5%a0%b4%e5%90%88\" title=\"If the card has a family rider coverage\">If the card has a family rider coverage<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"#\" data-href=\"https:\/\/tokiomarinenichido.co.jp\/en\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel\/#%e3%81%be%e3%81%a8%e3%82%81\" title=\"summary\">summary<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e6%b5%b7%e5%a4%96%e6%97%85%e8%a1%8c%e6%99%82%e3%81%af%e3%82%af%e3%83%ac%e3%82%b8%e3%83%83%e3%83%88%e3%82%ab%e3%83%bc%e3%83%89%e3%81%ab%e4%bb%98%e5%b1%9e%e3%81%97%e3%81%a6%e3%81%84%e3%82%8b%e4%bf%9d%e9%99%ba%e3%81%a0%e3%81%91%e3%81%a7%e3%81%84%e3%81%84%e3%81%ae%e3%81%8b%e3%81%a9%e3%81%86%e3%81%8b%ef%bc%9f\"><\/span>I'm not sure if I can just use the insurance that comes with my credit card when traveling abroad.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Bottom line.&nbsp;<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-luminous-vivid-orange-color\">Preferred Coverage<\/mark><\/strong>\u00a0the answer depends greatly on the question \"How much do you want to be compensated? In simple terms, \"To what extent do you want compensation?\" to be clear.<\/p>\n\n\n\n<div class=\"wp-block-liquid-speech-balloon liquid-speech-balloon-wrap liquid-speech-balloon-02 liquid-speech-balloon-right  liquid-speech-balloon-short\"><div class=\"liquid-speech-balloon-avatar\"><\/div><div class=\"liquid-speech-balloon-text\"><p>So coverage is important!<\/p><div class=\"liquid-speech-balloon-arrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-liquid-speech-balloon liquid-speech-balloon-wrap liquid-speech-balloon-00  liquid-speech-balloon-short\"><div class=\"liquid-speech-balloon-avatar\"><\/div><div class=\"liquid-speech-balloon-text\"><p>There are certain rules that draw the line between being compensated and not being compensated.<\/p><div class=\"liquid-speech-balloon-arrow\"><\/div><\/div><\/div>\n\n\n\n<p>Below is a brief explanation of the coverage.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e3%81%a9%e3%81%93%e3%81%be%e3%81%a7%e3%81%ae%e8%a3%9c%e5%84%9f%e7%af%84%e5%9b%b2%e3%82%92%e6%b1%82%e3%82%81%e3%82%8b%e3%81%8b%ef%bc%9f\"><\/span>How much coverage do you want?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The key thing to remember when we talk about coverage is that \"<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-purple-color\">What kind of compensation you expect<\/mark><\/strong>\u00a0for example, if you are traveling alone, you may only need coverage for one person. For example, if you are traveling alone, you may only need coverage for one person, but if you are traveling with your family and have underage children, you may want coverage for the entire family.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"625\" height=\"625\" src=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel-01.jpg\" alt=\"\" class=\"wp-image-1019\" style=\"width:320px\" srcset=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel-01.jpg 625w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel-01-300x300.jpg 300w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel-01-150x150.jpg 150w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel-01-250x250.jpg 250w\" sizes=\"auto, (max-width: 625px) 100vw, 625px\" \/><\/figure><\/div>\n\n\n<p>The travel insurance that comes with your credit card is basically \"<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">Only the cardholder is eligible for coverage.<\/mark><\/strong>&nbsp;The cardholder's family member is not required to pay the fee. To put it plainly, even if you are a family member of the cardholder, you can't just say, \"<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">Only the credit card holder is eligible for coverage.<\/mark><\/strong>&nbsp;It means \"the<\/p>\n\n\n\n<div class=\"wp-block-liquid-speech-balloon liquid-speech-balloon-wrap liquid-speech-balloon-01 liquid-speech-balloon-right  liquid-speech-balloon-short\"><div class=\"liquid-speech-balloon-avatar\"><\/div><div class=\"liquid-speech-balloon-text\"><p>Who are you traveling abroad with? That means it's important to<\/p><div class=\"liquid-speech-balloon-arrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-liquid-speech-balloon liquid-speech-balloon-wrap liquid-speech-balloon-00  liquid-speech-balloon-short\"><div class=\"liquid-speech-balloon-avatar\"><\/div><div class=\"liquid-speech-balloon-text\"><p>If you're thinking of covering everyone on a family trip, a \"family card\" or \"family rider\" might be useful.<\/p><div class=\"liquid-speech-balloon-arrow\"><\/div><\/div><\/div>\n\n\n\n<p>Of course, coverage varies depending on the credit card you own, so if you want to know what you are covered for, you need to check carefully.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e4%b8%80%e7%b7%92%e3%81%ab%e6%b5%b7%e5%a4%96%e6%97%85%e8%a1%8c%e3%82%92%e3%81%99%e3%82%8b%e5%ae%b6%e6%97%8f%e3%81%ae%e8%a3%9c%e5%84%9f\"><\/span>Compensation for family members traveling abroad together<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel-02-1024x768.jpg\" alt=\"\" class=\"wp-image-1039\" style=\"width:320px\" srcset=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel-02-1024x768.jpg 1024w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel-02-300x225.jpg 300w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel-02-768x576.jpg 768w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel-02.jpg 1100w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p>If you are traveling abroad with your family and wish to have \"coverage for the entire family,\" you may be able to use the \"family card\" or \"family rider\" provided by the credit card company.<\/p>\n\n\n\n<div class=\"wp-block-liquid-speech-balloon liquid-speech-balloon-wrap liquid-speech-balloon-08 liquid-speech-balloon-right  liquid-speech-balloon-short\"><div class=\"liquid-speech-balloon-avatar\"><\/div><div class=\"liquid-speech-balloon-text\"><p>Is there such a convenient service?<\/p><div class=\"liquid-speech-balloon-arrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-liquid-speech-balloon liquid-speech-balloon-wrap liquid-speech-balloon-00  liquid-speech-balloon-short\"><div class=\"liquid-speech-balloon-avatar\"><\/div><div class=\"liquid-speech-balloon-text\"><p>Of course! Some cards have it and some don't.<\/p><div class=\"liquid-speech-balloon-arrow\"><\/div><\/div><\/div>\n\n\n\n<p>Below is a summary of the differences between a family card and a family rider.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e3%80%8c%e5%ae%b6%e6%97%8f%e3%82%ab%e3%83%bc%e3%83%89%e3%80%8d%e3%81%a8%e3%80%8c%e5%ae%b6%e6%97%8f%e7%89%b9%e7%b4%84%e3%80%8d%e3%81%ae%e9%81%95%e3%81%84\"><\/span>Difference between a \"family card\" and a \"family clause<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel-03-1024x768.jpg\" alt=\"\" class=\"wp-image-1040\" style=\"width:320px\" srcset=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel-03-1024x768.jpg 1024w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel-03-300x225.jpg 300w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel-03-768x576.jpg 768w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel-03-1536x1152.jpg 1536w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel-03.jpg 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p>Simply put, a family card is a \"family credit card. The maximum number of cards that can be issued depends on the credit card company.<\/p>\n\n\n\n<p>If a \"family card\" is issued, family members can receive the same coverage as the cardholder. However, the family card can only be created if the cardholder is at least 18 years old.<\/p>\n\n\n\n<p>On the other hand, the Family Card is applicable even if the cardholder is of an age where a family card cannot be issued. This service is also applicable to relatives living together with the cardholder (or unmarried children living separately), so it can be said to be a substitute service for those who cannot be issued a family card.<\/p>\n\n\n\n<div class=\"wp-block-liquid-speech-balloon liquid-speech-balloon-wrap liquid-speech-balloon-07 liquid-speech-balloon-right  liquid-speech-balloon-short\"><div class=\"liquid-speech-balloon-avatar\"><\/div><div class=\"liquid-speech-balloon-text\"><p>Very happy with the service.<\/p><div class=\"liquid-speech-balloon-arrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-liquid-speech-balloon liquid-speech-balloon-wrap liquid-speech-balloon-00  liquid-speech-balloon-short\"><div class=\"liquid-speech-balloon-avatar\"><\/div><div class=\"liquid-speech-balloon-text\"><p>The \"coverage\" varies slightly from credit card company to credit card company, so it may be a good idea to check first to see how you yourself fall under the coverage category.<\/p><div class=\"liquid-speech-balloon-arrow\"><\/div><\/div><\/div>\n\n\n\n<p>Below is a brief description of each coverage.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e5%ae%b6%e6%97%8f%e3%82%ab%e3%83%bc%e3%83%89%e3%82%92%e6%8c%81%e3%81%a3%e3%81%a6%e3%81%84%e3%82%8b%e5%a0%b4%e5%90%88\"><\/span>If you have a family card<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1811\" src=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel-04-scaled.jpg\" alt=\"\" class=\"wp-image-1073\" style=\"width:320px\" srcset=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel-04-scaled.jpg 2560w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel-04-300x212.jpg 300w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel-04-1024x724.jpg 1024w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel-04-768x543.jpg 768w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel-04-1536x1086.jpg 1536w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel-04-2048x1448.jpg 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/><\/figure><\/div>\n\n\n<p>If your credit card has a family card that includes insurance, you will be covered in either of the following cases, so we will summarize the general cases below.<\/p>\n\n\n\n<p><strong>\u25bc When the cardholder pays the overseas travel expenses for the family member<\/strong><br>\u21d2 Family members are eligible<\/p>\n\n\n\n<p><strong>\u25bc When a family member pays for his\/her own overseas travel<\/strong><br>\u21d2 Family members are eligible<\/p>\n\n\n\n<p><strong>When a family member pays the cardholder's overseas travel expenses<br><\/strong>\u21d2 Cardholder is eligible (family members are not eligible)<\/p>\n\n\n\n<p><strong>\u25bc When a family member pays overseas travel expenses of another family member<\/strong><br>\u21d2 Another family member is eligible (family members are not eligible)<\/p>\n\n\n\n<p>There are several other possible patterns, so it is best to check if you are concerned.<\/p>\n\n\n\n<div class=\"wp-block-liquid-speech-balloon liquid-speech-balloon-wrap liquid-speech-balloon-04 liquid-speech-balloon-right  liquid-speech-balloon-short\"><div class=\"liquid-speech-balloon-avatar\"><\/div><div class=\"liquid-speech-balloon-text\"><p>Family cards are so convenient... \u266a<\/p><div class=\"liquid-speech-balloon-arrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-liquid-speech-balloon liquid-speech-balloon-wrap liquid-speech-balloon-00  liquid-speech-balloon-short\"><div class=\"liquid-speech-balloon-avatar\"><\/div><div class=\"liquid-speech-balloon-text\"><p>It's the perfect service if you want to include your family in the coverage!<\/p><div class=\"liquid-speech-balloon-arrow\"><\/div><\/div><\/div>\n\n\n\n<p>Strictly speaking, the terms and conditions of each credit card company vary, so please use this as a reference only.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e3%82%ab%e3%83%bc%e3%83%89%e3%81%ab%e5%ae%b6%e6%97%8f%e7%89%b9%e7%b4%84%e3%81%ae%e8%a3%9c%e5%84%9f%e3%81%8c%e3%81%82%e3%82%8b%e5%a0%b4%e5%90%88\"><\/span>If the card has a family rider coverage<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"861\" height=\"1024\" src=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel-05-861x1024.jpg\" alt=\"\" class=\"wp-image-1076\" style=\"width:320px\" srcset=\"https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel-05-861x1024.jpg 861w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel-05-252x300.jpg 252w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel-05-768x914.jpg 768w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel-05-1291x1536.jpg 1291w, https:\/\/tokiomarinenichido.co.jp\/wp-content\/uploads\/2024\/04\/whether-the-insurance-included-with-the-credit-card-is-sufficient-for-international-travel-05.jpg 1345w\" sizes=\"auto, (max-width: 861px) 100vw, 861px\" \/><\/figure><\/div>\n\n\n<p>If a credit card comes with a \"family rider\" coverage, it can cover a wide range of ages. As mentioned earlier, a family card cannot be issued unless the cardholder is 18 years of age or older, but there are basically no age restrictions for the \"Family Card\" feature.<\/p>\n\n\n\n<p>Simply put, this service is provided for those who cannot issue a family card.<\/p>\n\n\n\n<p>In other words, the family rider covers the \"<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">The system is designed to provide coverage only if the trip and transportation expenses are paid for, which is a condition for insurance coverage.<\/mark><\/strong>\u00a0So I'm going to phrase it a little differently.&nbsp;<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">Children, etc. who have not paid for the trip<\/mark><\/strong>\u00a0the \"family rider\" is not covered by the family rider because it does not meet the insurance coverage requirements, and therefore, coverage is not available.<\/p>\n\n\n\n<div class=\"wp-block-liquid-speech-balloon liquid-speech-balloon-wrap liquid-speech-balloon-08 liquid-speech-balloon-right  liquid-speech-balloon-short\"><div class=\"liquid-speech-balloon-avatar\"><\/div><div class=\"liquid-speech-balloon-text\"><p>I see. So coverage is still important in that sense.<\/p><div class=\"liquid-speech-balloon-arrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-liquid-speech-balloon liquid-speech-balloon-wrap liquid-speech-balloon-00  liquid-speech-balloon-short\"><div class=\"liquid-speech-balloon-avatar\"><\/div><div class=\"liquid-speech-balloon-text\"><p>You could start by figuring out how many people are going to be on the trip.<\/p><div class=\"liquid-speech-balloon-arrow\"><\/div><\/div><\/div>\n\n\n\n<p>In the rare case of a card with a credit cardholder's name on the credit card, the payment must be made by the credit cardholder, and detailed terms and conditions vary slightly from one credit card company to another.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%e3%81%be%e3%81%a8%e3%82%81\"><\/span>summary<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Today, we have explained whether or not travel insurance can be covered only by the insurance included with a credit card. The answer to this question depends on the extent of coverage you want to include, so it is important to first identify the scope of coverage you are looking for.<\/p>\n\n\n\n<p>We also have overseas travel insurance for you and your spouse\/relatives, so please feel free to contact us if you are considering it.<\/p>\n\n\n\n<p>We can flexibly adjust the duration of insurance coverage from short term to long term. If you have any questions or concerns, please contact us at&nbsp;<a href=\"\/en\/contact\/\">Contact Us<\/a>&nbsp;Please contact us from<\/p>","protected":false},"excerpt":{"rendered":"A few days ago, we explained the difference between automatic and supplementary overseas travel insurance that comes with a credit card. Just to make sure [...].","protected":false},"author":2,"featured_media":1025,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-985","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-how-overseas-travel-insurance-works"],"_links":{"self":[{"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/posts\/985","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/comments?post=985"}],"version-history":[{"count":0,"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/posts\/985\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/media\/1025"}],"wp:attachment":[{"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/media?parent=985"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/categories?post=985"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tokiomarinenichido.co.jp\/en\/wp-json\/wp\/v2\/tags?post=985"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}