Reverse Travel Insurance Recommendations

Reverse overseas travel insurance is recommended by Japanese insurance companies over overseas travel insurance (manager's experience with a certain commercial transaction problem).

They just went overseas to sell their products, and they said, "I traveled abroad. I'm not aware of any "I'm not aware of any". Of course, I have not stopped at any tourist attractions. I would like to write about a "case involving insurance" that is relevant to this blog among commercial troubles. In conclusion, Japanese insurance companies are the best fit for Japanese people in terms of mental structure. However, Japanese insurance companies do not take on risky cases (what are insurance companies for? (Laughter).

We have no choice but to purchase insurance with an overseas insurance company and through a local agent. In this case, the "To avoid the risk of natural disasters for used cars stored in Japanese ports. Insurance for the "Mere Old Man". Already, I had been insured for almost 10 years, but my car in storage was damaged by the wind and storm surge of Typhoon 21 in 2018. This led to a claim for insurance through the agency.

However, when the insurance company refused to pay, the local agent sued the insurance company with which it had an agency agreement, and we joined the plaintiffs as a representative of the user side.

We repeatedly contacted the insurance company (despite the time difference from overseas) to explain the accident situation and ask about progress, but could not reach them. Apparently, internal communication on the part of the insurance company was not going smoothly, and the person who answered the phone did not even try to ask about the details of the accident.

If the person in charge is out of the office, on a long business trip, on vacation, or absent, there is not much progress at all. If it were a Japanese insurance company, even if the person in charge is not the same, they would listen to us instead and would not leave us alone. The court is located in the Corona Disaster and it is difficult to go there, so the local court and our Japanese office are connected via the Internet and our office is a pseudo-court.

It took nearly four years, but the result was defeat. The reason for the defeat is also incomprehensible to Japanese sensibilities.
If it had been a Japanese court and a Japanese insurance company, I am sure the outcome would have been different.

Reverse overseas travel insurance (insurance while in Japan) In the case of a "Mere Old Man", the scene is in Japan, the insurance company is in Japan, communication is smooth, and the case will not be left alone. Even if the case goes to court, the Japanese court will probably understand the reasons for the decision. Japanese insurance companies are the best for Japanese people.

This article was written by.

Yoji Tagami

Yoji Tagami

Since August 1982, he has managed an agency of Tokio Marine & Fire Insurance Co., Ltd. and a company manufacturing and selling engine oil and filters. He has two overseas subsidiaries and has stayed abroad for a long period of time. He has experienced both sides of the insurance business, the selling side and the buying side. I would like to write a blog about failure stories and insurance claims.

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