Traveling abroad with family and friends makes the memories many times more memorable.
But the destination is an unfamiliar place. "What if my child suddenly gets a fever?" What if my friend has his luggage stolen? What if my friend breaks something in a store I'm visiting?" If you are completely unprepared for such "what ifs," you may panic. Moreover, if each person has a separate insurance policy, it is quite troublesome to prepare the documents and go through the procedures.
In this sense, a group policy allows a representative to carry out the procedures collectively, which greatly reduces the burden of preparation. In this article, we will briefly explain how to choose a travel insurance policy that can be purchased by more than one person and the key points that will help even beginners enjoy their trip with peace of mind.
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What kind of travel insurance can I buy for my group?
There are travel insurance policies that allow "multiple people, such as family members or friends, to purchase insurance through a single representative process. Of course, the premium does not become cheaper even if you purchase the insurance together. For example, if four people travel together with a friend, the premium for each person will be the same as the number of people.
Nevertheless, the fact that a single representative can organize the procedures greatly reduces the time and effort required for preparation, such as exchanging documents and confirming contracts.
The image is similar to buying in bulk at the supermarket. Buying in bulk reduces the hassle, but it does not mean that the price of each item is lower. The same is true for travel insurance, where the major advantages are the reduction in the time and effort required to apply and the peace of mind that comes with it.
Representatives can apply together to make preparation easier.
There is so much to do before traveling abroad. Passport preparation, flight and hotel reservations, packing.... On top of that, it is a lot of work to complete the insurance procedures for all family members and friends. With a group policy, however, only one representative needs to enter information for all members of the group (only one application is needed), so only the representative needs to apply for the insurance policy.
In other words, to put it simply, the biggest advantage is that "the procedures for multiple people can be completed all at once" by allowing a group of people to enroll in the program. As mentioned above, although the insurance premium is charged according to the number of people in the group, it reduces the "stress of having to purchase insurance for everyone individually and having to rush around," making it easier to smoothly prepare before the trip. This is a great opportunity for you to avoid the stress of having to worry about one person not having travel insurance, so please take advantage of this opportunity.
▼Click here for MARIME PASSPORT that can be subscribed to by groups.
https://wcs.tokiomarine-nichido.co.jp/mfa_mypage/marine-passport/app_insurance/os_rp/st_accept?uk=1&cd=39C20191T9074#/
Beginner's Guide! How to Choose a Group Insurance Policy
I will now summarize the next points to consider when choosing a group insurance policy.
First, choose a plan that is appropriate for the number of people and days of your trip. For short trips, one week's coverage is sufficient, but for longer trips of two weeks or more, it is best to choose a plan with a little extra coverage for peace of mind.
For example, if a family of four is traveling to Hawaii for a week, the minimum coverage may be sufficient, but for a trip to Europe for two weeks or more, it is better to have as much coverage as possible. What is important is the order of priority of coverage (this is very important!). The most important thing is the priority of the coverage (this is very important!).
If you are traveling as a family with children, you may want a plan with generous coverage for sudden illness or injury, or if you are traveling with friends for a short trip, you may want to cover theft of your luggage.
Also, check the ease of contracting and the support system. It is also a good idea to check in advance whether the representative of the company can apply together, whether it is possible to join even just before the trip, and whether Japanese-language support is available in the event of problems overseas.
If possible, it is also helpful to refer to word-of-mouth and reviews of actual users to get a clearer picture of how the company responds to problems and guarantees.
Points to keep in mind before signing a contract
I'll summarize the preliminary checkpoints just in case.
Check application deadlines and contracting procedures in advance.
・Understand the insurance claim process in the event of an accident or illness overseas.
Premiums should vary depending on family composition and age.
If you check these points, you will not panic in case of an emergency.
Summary (Representative summary for your preparation! Enjoy your trip♪)
Traveling abroad with family and friends is an opportunity to create cherished memories.
However, in order to enjoy your trip with peace of mind, it is essential to be prepared for "what if" situations. With group travel insurance, one person can handle all the procedures together, which reduces the burden of preparation and lightens the stress before the trip. Although the premium is for the number of people in the group, it provides peace of mind.
Groups can apply for the following "MARINE PASSPORTI'll put up a "Japan Travel Guide" for your reference. Please choose a plan that suits you before you travel abroad and enjoy a fulfilling overseas trip.
| Contact Us |
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| ▼ Tokio Marine & Nichido Customer Center Email address web-admin735@tmnf.jp Business hours 9:00-17:00 Monday-Friday (except national holidays and year-end and New Year holidays) |
| Agents |
| Daikou Insurance Service Co. Email address daikou@skyblue.ocn.ne.jp |
