If you move out of the country and temporarily return to Japan, you will be uninsured for the period of your stay. In order to enroll in the National Health Insurance after temporarily returning to Japan, you will need to register as a resident.
If you are alone, it is easy, but if you are accompanied by a family member who is in compulsory education, it can be quite complicated. In the first place, if your "principal place of residence" is overseas, they will not even accept your application.
There are two ways to deal with this situation.
A. Purchase travel insurance in your place of residence abroad
B. Private insurance in Japan
In this issue, the "B" This section provides information on how to purchase insurance in Japan.
Insurance Company: Tokio Marine & Nichido Fire Insurance Co.
The premise is divided into short-term stay (1-31 days) and long-term stay (32 days or more).
▼From 1 to 31st
Product Name: TOKIO OMOTENASHI POLICY
▼32 days or longer (basically, up to 3 months for non-Japanese and up to 6 months for Japanese)
Product Name: (Reverse) Overseas Travel Insurance
Both policies are available to Japanese and foreign nationals, but since they are only for the period of the trip, they cover illness, injury, etc. during the period of the trip. Therefore, a copy of your passport and airline ticket at the time of entry into Japan is required at the time of application. Unlike the National Health Insurance, there is no cost-sharing for medical treatment, but pre-existing medical conditions and dental treatment are not covered.
In the case of national health insurance and health insurance, medical fees are determined based on a point system. If you are a member, you will be charged 30% (20%) of the total amount, but if you are not a member, the treatment will be free, so the treatment cost will be relatively high, and you may not be able to simply pay 100% of the total cost.
| Type of Insurance | feature | |
|---|---|---|
| TOKIO OMOTENASHI POLICY From 1 to 31st. |
Applications and inquiries are handled only through the Internet. Self-contained. Individual contracts. Relatively inexpensive. Web-based securities brokerage. It can only be accessed from within Japan, China, Hong Kong, and Korea. Applications from other countries must be submitted within 5 days of entry into Japan. Since we basically expect applications from overseas (regardless of Japanese or nationality), the application screen is available only in English, Korean, and Chinese. |
|
| (Reverse) Overseas Travel Insurance [For a period of 32 days or more |
Application can be made online + by mail (application form). You must apply for insurance in Japan before entering the country. Therefore, the policyholder must be a resident of Japan (parent, child, relative or friend). The policy will be mailed to you in paper form. Company policies are also available. | |
