To stay in Japan for an extended period of time, you need to have a "Need insurance with coverage for more than one month. The "Mere Old Man". Are you in such a situation? Even if you are returning to your home country temporarily, if you yourself are Japanese, you can use the "it is possible to return to Japan and enroll in the National Health Insurance program.
However, if you return your residence card, you will have to pay national pension and resident tax in addition to health insurance premiums, so the total amount may be higher than you imagine. Of course, even if you dare not think about the monetary aspect, there may be cases where the switching procedure is simply too cumbersome.
For those people, I would like to recommend reverse overseas travel insurance.
Is there such a thing as "reverse" travel insurance?
It's an insurance policy for staying in Japan that can be used by Japanese who are returning to Japan temporarily or on a long-term tour of Japan.
Below we will provide more information on "reverse overseas travel insurance".
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What is the reverse overseas travel insurance that can be purchased for a temporary return trip of one month or more?
The insurance policies we offer include "Overseas Travel Insurance and Reverse Overseas Travel Insurance".
To put it simply, overseas travel insurance is insurance that can be used "when traveling abroad from Japan. And reverse overseas travel insurance can be used for "temporary return to Japan or sightseeing in Japan".
We offer both "overseas travel insurance" and "reverse overseas travel insurance" so we can make a proposal that meets your needs. Let me explain in detail just in case.
Is National Health Insurance the best way for Japanese nationals to temporarily return to Japan?
First of all, as a precondition, if a person whose "home of residence" is outside Japan temporarily returns to Japan for a "short-term stay," unfortunately he/she will not be eligible for National Health Insurance.
In other words, as mentioned earlier, if you want to return your certificate of residence and enroll in the National Health Insurance program, you must "Must be a long-term stay in other words, if an overseas resident does not have insurance and goes to a hospital when temporarily returning to Japan, he or she will pay the entire medical cost. To put it simply, if an overseas resident does not have insurance and goes to a hospital while temporarily returning to Japan, he or she will have to pay the entire medical cost.
However, whether you are staying for a short or long period of time, you may be worried about returning home temporarily without insurance. That is why we recommend "reverse overseas travel insurance," which can be purchased for both short-term and long-term stays.
This is a very popular insurance policy because it can solve all your medical concerns when you return home temporarily.
You mean an insurance policy that works for both short term and long term stays?
Yes, it is a very popular insurance policy that is now attracting attention because it is available for both Japanese who are returning home temporarily and foreigners who are enjoying a long-term tour of Japan.
Please note that the "foreigners" referred to in this article refer to "those who do not have Japanese nationality" as defined in the Immigration Control and Refugee Recognition Act.
Period of time you can purchase reverse overseas travel insurance on a temporary return trip
In a temporary return home, "the Minimum 1 day to maximum 6 months you can purchase insurance for up to "1.5 years". The acceptance window is divided into 31 days and 32 days or more, so the period of coverage is important.
Incidentally, reverse overseas travel insurance is not just for Japanese who are temporarily returning to their home country. Available to foreigners the name of the company is "K.K.". However, when a foreigner uses the service during his/her stay in Japan, he/she must use the "Minimum 1 day to maximum 3 months please note that the hotel will be located in the same building as the one in which you will be staying.
Conditions and precautions for purchasing reverse overseas travel insurance
I'll run down the subscription requirements just to be sure. There are roughly three points to note.
1. injury or illness not covered if you were already ill at the time of enrollment
2. the purpose of returning to Japan is not for "medical checkup" or "treatment of a chronic illness".
3. residence in Japan, and have a good understanding of Japanese language and be able to complete the procedures
The insurance only covers events that happened after you bought the policy.
Yes, it's more basic than a requirement, so let's keep it in mind!
And the following are precautions to be taken at the time of subscription.
Coverage does not include dental disease (e.g., treatment of cavities) or pregnancy- and childbirth-related conditions.
There is no affiliated medical service in Japan, so full payment must be made once.
If you have a pre-existing condition, injury, or illness at the time of enrollment, the coverage will not be available.
If you are sick or injured, it is best to contact the support desk (03-6758-2460 or 0120-529-955) to confirm the subsequent process. The process is to have the medical expenses that you have paid for yourself reimbursed at a later date through the claim form process.
If there's a dedicated support phone line, that's a relief.
You'll be less worried if you get a travel insurance policy that offers a full range of services.
summary
Today, we introduced "Reverse Overseas Travel Insurance for Japanese for Temporary Return to Japan". As mentioned above, this service is also available for those who come to Japan from abroad for sightseeing or tours. In other words, it is an insurance service for those who enter Japan from abroad.
Although "reverse overseas travel insurance" is still generally unheard of, it can be adjusted for a wide range of stays, from short-term to long-term stays, as it can cover a minimum of one day to a maximum of six months (maximum of three months for foreign residents). Please consider it for Japanese people who are currently making overseas their main base of living, or for overseas residents who are considering a trip to Japan.
We hope this article will be of help to you.
supplement
National health insurance coverage is "Resident registration is required the first step is to register as a resident of Japan. If you need to register as a resident, it means that you are not returning to your home country temporarily, but moving to a new residence.
In simple terms, this means that a resident registration can be completed with an identification document such as a passport, and a certificate of residence can be issued, so that the applicant can qualify for the National Health Insurance.
However, depending on the region, it may not be possible to register as a resident if you return to your own country temporarily for less than one year, or you may be able to apply for registration even if you have been living in your own country for one or two months, so the actual procedure varies from case to case depending on each local government.
For more information, check the precautions established by the area you plan to move into.
